:root {
    /* Color Palette */
    --c-blue-deep: #0B2B43;
    --c-blue: #1C5D8F;
    --c-blue-light: #EBF3FA;
    --c-teal: #00898B;
    --c-teal-light: #E0F4F4;
    --c-green: #22C55E;
    --c-green-light: #DCFCE7;
    --c-purple: #8B5CF6;
    --c-purple-light: #EDE9FE;
    --c-yellow: #F59E0B;
    --c-yellow-light: #FEF3C7;
    
    --c-white: #FFFFFF;
    --c-bg-light: #F8FAFC;
    --c-dark: #1E293B;
    --c-dark-deep: #0F172A;
    --c-text-main: #334155;
    --c-text-muted: #64748B;
    
    /* Gradients */
    --grad-primary: linear-gradient(135deg, var(--c-blue-deep) 0%, var(--c-blue) 100%);
    --grad-teal: linear-gradient(135deg, var(--c-blue) 0%, var(--c-teal) 100%);
    
    /* Shadows */
    --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
    --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.05);
    --shadow-lg: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 8px 10px -6px rgba(0, 0, 0, 0.05);
    --shadow-glow: 0 10px 30px -10px rgba(0, 137, 139, 0.5);
    
    /* Radius */
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-full: 9999px;
    
    /* Transitions */
    --trans-fast: 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    --trans-normal: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --trans-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-family: 'Outfit', sans-serif;
    color: var(--c-text-main);
}

body {
    background-color: var(--c-white);
    line-height: 1.6;
    overflow-x: hidden;
}

/* Utilities */
.container {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 24px;
}

.container-narrow {
    max-width: 900px;
}

.section-padding {
    padding: 100px 0;
}

.bg-light { background-color: var(--c-bg-light); }
.bg-dark { background-color: var(--c-dark); }
.bg-dark-deep { background-color: var(--c-dark-deep); }

.text-white { color: var(--c-white); }
.text-teal { color: var(--c-teal); }
.text-green { color: var(--c-green); }
.text-blue { color: var(--c-blue); }
.text-purple { color: var(--c-purple); }
.text-yellow { color: var(--c-yellow); }

.bg-blue-light { background-color: var(--c-blue-light); }
.bg-teal-light { background-color: var(--c-teal-light); }
.bg-green-light { background-color: var(--c-green-light); }
.bg-purple-light { background-color: var(--c-purple-light); }
.bg-yellow-light { background-color: var(--c-yellow-light); }

.gradient-text {
    background: var(--grad-teal);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.highlight {
    font-weight: 700;
}

h1, h2, h3, h4, h5, h6 {
    color: var(--c-blue-deep);
    line-height: 1.2;
    margin-bottom: 1rem;
    font-weight: 700;
}

p {
    margin-bottom: 1rem;
    color: var(--c-text-muted);
}

a {
    text-decoration: none;
    color: var(--c-blue);
    transition: all var(--trans-fast);
}

ul {
    list-style: none;
}

/* Typography Scale */
h1 { font-size: clamp(2.5rem, 5vw, 4rem); letter-spacing: -0.02em; }
h2 { font-size: clamp(2rem, 4vw, 3rem); letter-spacing: -0.02em; }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.25rem; }

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 14px 28px;
    border-radius: var(--radius-full);
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: all var(--trans-normal);
    border: none;
    text-align: center;
}

.btn-primary {
    background: var(--grad-teal);
    color: var(--c-white);
    box-shadow: 0 4px 15px rgba(0, 137, 139, 0.3);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(0, 137, 139, 0.4);
    color: var(--c-white);
}

.btn-outline {
    background: transparent;
    border: 2px solid var(--c-blue-deep);
    color: var(--c-blue-deep);
}

.btn-outline:hover {
    background: var(--c-blue-deep);
    color: var(--c-white);
}

#open-signin-modal:hover {
    background: var(--c-teal) !important;
    color: var(--c-white) !important;
}

.badge {
    display: inline-block;
    padding: 6px 16px;
    background-color: var(--c-blue-light);
    color: var(--c-blue);
    border-radius: var(--radius-full);
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 1.5rem;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.badge-green {
    background-color: var(--c-green-light);
    color: var(--c-green);
}

/* Animations */
@keyframes float {
    0% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
    100% { transform: translateY(0px); }
}

@keyframes pulse-ring {
    0% { transform: scale(1); box-shadow: 0 0 0 0 rgba(0, 137, 139, 0.4); }
    70% { transform: scale(1.05); box-shadow: 0 0 0 10px rgba(0, 137, 139, 0); }
    100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(0, 137, 139, 0); }
}

.pulse-effect {
    animation: pulse-ring 2s infinite;
}

/* Scroll Revel Effects */
.reveal-up {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.8s cubic-bezier(0.5, 0, 0, 1);
}

.reveal-left {
    opacity: 0;
    transform: translateX(-30px);
    transition: all 0.8s cubic-bezier(0.5, 0, 0, 1);
}

.reveal-right {
    opacity: 0;
    transform: translateX(30px);
    transition: all 0.8s cubic-bezier(0.5, 0, 0, 1);
}

.reveal-up.active, .reveal-left.active, .reveal-right.active {
    opacity: 1;
    transform: translate(0);
}

/* Header */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    background-color: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    z-index: 1000;
    transition: all var(--trans-normal);
    border-bottom: 1px solid transparent;
}

.navbar.scrolled {
    padding: 10px 0;
    box-shadow: var(--shadow-sm);
    border-bottom: 1px solid rgba(0,0,0,0.05);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 80px;
    transition: height var(--trans-normal);
}

.navbar.scrolled .nav-container {
    height: 70px;
}

.logo {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--c-blue-deep);
    display: flex;
    align-items: center;
    gap: 8px;
}

.logo span {
    color: var(--c-teal);
}

.logo i {
    color: var(--c-teal);
    font-size: 1.75rem;
}

.nav-links {
    display: flex;
    gap: 2rem;
}

.nav-link {
    color: var(--c-text-main);
    font-weight: 500;
    font-size: 0.95rem;
    position: relative;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--c-teal);
    transition: width var(--trans-normal);
}

.nav-link:hover::after, .nav-link.active::after {
    width: 100%;
}

.nav-link:hover, .nav-link.active {
    color: var(--c-teal);
}

.menu-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 1.5rem;
    color: var(--c-blue-deep);
    cursor: pointer;
}

/* Hero Section */
.hero {
    position: relative;
    padding-top: 160px;
    padding-bottom: 80px;
    overflow: hidden;
    background-color: var(--c-bg-light);
}

.hero-bg-shapes {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 0;
    pointer-events: none;
}

.shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    z-index: 0;
}

.shape-1 {
    top: -100px;
    right: -100px;
    width: 500px;
    height: 500px;
    background: rgba(0, 137, 139, 0.15);
}

.shape-2 {
    bottom: -100px;
    left: -100px;
    width: 400px;
    height: 400px;
    background: rgba(28, 93, 143, 0.1);
}

.hero-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.subheadline {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    max-width: 90%;
}

.hero-stats {
    display: flex;
    gap: 24px;
    margin-top: 3rem;
    flex-wrap: wrap;
}

.stat {
    display: flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    color: var(--c-blue-deep);
    background: var(--c-white);
    padding: 10px 20px;
    border-radius: var(--radius-full);
    box-shadow: var(--shadow-sm);
}

/* Glass Form */
.glass-form {
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.5);
    padding: 40px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

.glass-form h3 {
    margin-bottom: 8px;
}

.glass-form > p {
    margin-bottom: 24px;
    font-size: 0.95rem;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 500;
    font-size: 0.9rem;
    color: var(--c-blue-deep);
}

.input-icon {
    position: relative;
}

.input-icon i {
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--c-text-muted);
}

.input-icon input, .input-icon select {
    width: 100%;
    padding: 14px 16px 14px 45px;
    border: 1px solid #E2E8F0;
    border-radius: var(--radius-md);
    font-family: inherit;
    font-size: 1rem;
    transition: all var(--trans-fast);
    background: var(--c-white);
    color: var(--c-text-main);
}

.input-icon select {
    appearance: none;
    cursor: pointer;
}

.input-icon input:focus, .input-icon select:focus {
    outline: none;
    border-color: var(--c-teal);
    box-shadow: 0 0 0 3px rgba(0, 137, 139, 0.15);
}

.glass-form .btn-primary {
    width: 100%;
    margin-top: 10px;
    margin-bottom: 20px;
}

.form-footer {
    font-size: 0.8rem;
    color: var(--c-text-muted);
    border-top: 1px solid #E2E8F0;
    padding-top: 16px;
}

.form-footer p {
    margin-bottom: 6px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.form-footer i {
    color: var(--c-teal);
}

.secure-text {
    font-size: 0.75rem;
    line-height: 1.4;
}

/* Sections Global */
.section-header {
    text-align: center;
    margin-bottom: 60px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.section-header p {
    font-size: 1.125rem;
}

.grid {
    display: grid;
    gap: 30px;
}

.cards-4 { grid-template-columns: repeat(4, 1fr); }
.cards-3 { grid-template-columns: repeat(3, 1fr); }
.cards-2 { grid-template-columns: repeat(2, 1fr); }

.align-center {
    align-items: center;
}

/* Insurance Cards */
.card {
    background: var(--c-white);
    padding: 32px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    transition: all var(--trans-normal);
    border: 1px solid rgba(0,0,0,0.03);
    position: relative;
    overflow: hidden;
}

.card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-md);
}

.card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--grad-teal);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--trans-normal);
}

.card:hover::before {
    transform: scaleX(1);
}

.card-icon {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin-bottom: 24px;
    transition: transform var(--trans-normal);
}

.card:hover .card-icon {
    transform: scale(1.1) rotate(5deg);
}

.card h3 {
    margin-bottom: 12px;
}

.card-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    margin-top: 16px;
}

.card-link i {
    transition: transform var(--trans-fast);
}

.card-link:hover i {
    transform: translateX(5px);
}

/* Rewards Section */
.rewards-timeline {
    position: relative;
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.rewards-timeline::before {
    content: '';
    position: absolute;
    top: 0;
    bottom: 0;
    left: 30px;
    width: 2px;
    background: #E2E8F0;
    z-index: 0;
}

.reward-item {
    display: flex;
    align-items: center;
    gap: 24px;
    position: relative;
    z-index: 1;
}

.reward-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: var(--grad-teal);
    color: var(--c-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    flex-shrink: 0;
    box-shadow: var(--shadow-glow);
    animation: float 4s ease-in-out infinite;
}

.reward-item:nth-child(even) .reward-icon { animation-delay: 1s; }
.reward-item:nth-child(odd) .reward-icon { animation-delay: 2s; }

.reward-content {
    background: var(--c-white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    flex-grow: 1;
    border: 1px solid #F1F5F9;
}

.reward-content h4 {
    color: var(--c-blue-deep);
    margin-bottom: 8px;
}

.reward-content p {
    font-size: 1.1rem;
    margin-bottom: 0;
}

/* How It Works */
.how-it-works h2, .how-it-works h3 {
    color: var(--c-white);
}

.how-it-works .section-header p {
    color: rgba(255,255,255,0.7);
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 60px;
}

.step-card {
    background: rgba(255, 255, 255, 0.05);
    padding: 30px;
    border-radius: var(--radius-lg);
    border: 1px solid rgba(255, 255, 255, 0.1);
    position: relative;
    transition: all var(--trans-normal);
}

.step-card:hover {
    background: rgba(255, 255, 255, 0.1);
    transform: translateY(-5px);
}

.step-number {
    font-size: 3rem;
    font-weight: 800;
    color: rgba(255, 255, 255, 0.1);
    position: absolute;
    top: 20px;
    right: 20px;
    line-height: 1;
}

.step-card h3 {
    margin-top: 20px;
    margin-bottom: 12px;
}

.step-card p {
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 0;
}

.disclaimer {
    background: rgba(255, 255, 255, 0.05);
    padding: 20px;
    border-radius: var(--radius-md);
    text-align: center;
    border-left: 4px solid var(--c-teal);
}

.disclaimer p {
    color: rgba(255, 255, 255, 0.8);
    margin: 0;
    font-size: 0.9rem;
}

/* Benefits */
.benefit-card {
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
}

.benefit-card h4 {
    margin-bottom: 12px;
}

.benefit-card p {
    margin-bottom: 0;
}

/* Partners */
.partners-logo-grid {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 60px;
}

.partner-logo img:hover {
    filter: grayscale(0%) !important;
    opacity: 1 !important;
    transform: scale(1.05);
}

/* Testimonials */
.testimonial-card {
    background: var(--c-white);
    padding: 30px;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
}

.t-rating {
    color: var(--c-yellow);
    font-size: 1.1rem;
    margin-bottom: 20px;
}

.t-text {
    font-size: 1.1rem;
    font-style: italic;
    margin-bottom: 24px;
    color: var(--c-text-main);
}

.t-author {
    display: flex;
    align-items: center;
    gap: 16px;
}

.t-avatar {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.25rem;
}

.t-author h5 {
    margin-bottom: 2px;
}

.t-author span {
    font-size: 0.85rem;
    color: var(--c-text-muted);
}

/* Footer */
.footer {
    padding-top: 80px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 60px;
}

.footer-brand .logo {
    margin-bottom: 20px;
}

.footer-brand p {
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 24px;
}

.social-links {
    display: flex;
    gap: 16px;
}

.social-links a {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--c-white);
}

.social-links a:hover {
    background: var(--c-teal);
    transform: translateY(-3px);
}

.footer-links h4, .footer-contact h4 {
    color: var(--c-white);
    margin-bottom: 24px;
}

.footer-links ul li {
    margin-bottom: 12px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.6);
}

.footer-links a:hover {
    color: var(--c-teal);
    padding-left: 5px;
}

.footer-contact ul li {
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 16px;
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.footer-contact i {
    color: var(--c-teal);
    margin-top: 4px;
}

.footer-bottom {
    padding: 30px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.9rem;
}

.footer-bottom p {
    margin-bottom: 0;
    color: rgba(255, 255, 255, 0.6);
}

.footer-legal {
    display: flex;
    gap: 20px;
}

.footer-legal a {
    color: rgba(255, 255, 255, 0.6);
}

.footer-legal a:hover {
    color: var(--c-white);
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(15, 23, 42, 0.8);
    backdrop-filter: blur(5px);
    z-index: 2000;
    align-items: center;
    justify-content: center;
    opacity: 0;
    transition: opacity var(--trans-normal);
}

.modal.show {
    display: flex;
    opacity: 1;
}

.modal-content {
    background: var(--c-white);
    padding: 50px;
    border-radius: var(--radius-lg);
    text-align: center;
    max-width: 500px;
    width: 90%;
    position: relative;
    transform: scale(0.9) translateY(20px);
    transition: all var(--trans-normal);
    box-shadow: var(--shadow-lg);
}

.modal.show .modal-content {
    transform: scale(1) translateY(0);
}

.close-modal {
    position: absolute;
    top: 20px;
    right: 20px;
    font-size: 28px;
    cursor: pointer;
    color: var(--c-text-muted);
    transition: color var(--trans-fast);
}

.close-modal:hover {
    color: var(--c-text-main);
}

.modal-icon {
    font-size: 64px;
    margin-bottom: 24px;
}

.modal-content h2 {
    margin-bottom: 16px;
}

.modal-content p {
    margin-bottom: 30px;
}

.modal-content .btn {
    width: 100%;
}

/* Responsive */
@media (max-width: 1024px) {
    .hero-container, .benefits .grid {
        grid-template-columns: 1fr;
        text-align: center;
    }
    
    .hero-content {
        margin-bottom: 40px;
    }
    
    .hero-stats {
        justify-content: center;
    }
    
    .subheadline {
        margin: 0 auto 2rem;
    }
    
    .cards-4 {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .steps-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }
    
    .rewards-timeline::before {
        left: 30px;
    }
}

@media (max-width: 768px) {
    .nav-links, .nav-actions {
        display: none; /* simple mobile hide for now, would need JS for menu */
    }
    
    .menu-toggle {
        display: block;
    }
    
    .cards-2, .cards-3, .cards-4 {
        grid-template-columns: 1fr;
    }
    
    .steps-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .footer-bottom {
        flex-direction: column;
        gap: 16px;
        text-align: center;
    }
    
    .reward-item {
        flex-direction: column;
        gap: 16px;
    }
    
    .rewards-timeline::before {
        display: none;
    }
}

/* Reward Modal Specifics */
.verify-input-group {
    display: flex;
    align-items: stretch;
}

.verify-btn {
    background: var(--c-bg-light);
    color: var(--c-text-main);
    border: 1px solid #E2E8F0;
    border-left: none;
    padding: 0 20px;
    border-top-right-radius: var(--radius-md);
    border-bottom-right-radius: var(--radius-md);
    font-weight: 600;
    cursor: pointer;
    transition: all var(--trans-fast);
}

.verify-btn:hover {
    background: #E2E8F0;
}

.verify-btn.verified {
    background: var(--c-green-light);
    color: var(--c-green);
    border-color: var(--c-green-light);
    cursor: default;
}

/* Reward Modal Compact Sizing */
#reward-modal .modal-content {
    padding: 30px;
    max-height: 95vh;
    overflow-y: auto;
}

#reward-modal .modal-icon {
    font-size: 40px;
    margin-bottom: 12px;
    width: 60px;
    height: 60px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
}

#reward-modal h2 {
    margin-bottom: 8px;
    font-size: 1.5rem;
}

#reward-modal p {
    margin-bottom: 16px !important;
    font-size: 0.9rem;
}

#reward-modal .form-group {
    margin-bottom: 12px;
}

#reward-modal .form-group label {
    margin-bottom: 4px;
    font-size: 0.85rem;
}

#reward-modal .input-icon input, #reward-modal .input-icon select {
    padding: 10px 14px 10px 40px;
}

#reward-modal .verify-btn {
    padding: 0 16px;
}

#reward-modal .reward-cta-container {
    margin-top: 20px !important;
    padding-top: 16px !important;
}

#reward-modal #activate-reward-btn {
    padding: 12px;
    font-size: 1rem !important;
}